Your Assessment
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Step 1 of 4
Step 1: What do you do?
Your occupation determines your skill transferability and the density of your labor market. Select the occupation that most closely matches your current role.
Your occupation determines two things: how easily your skills transfer to other growing fields, and how many employers in your area hire people like you. Both shape how quickly you could land on your feet.
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Step 2: Financial runway
If you lost your income tomorrow, how many months could you cover essential expenses from savings? This measures your financial buffer for navigating a career transition.
Financial runway measures how long you could search for a good-fit role rather than taking the first available offer. More runway means more leverage to find work that actually uses your strengths.
Include cash, checking, savings, and accessible investments. Don’t count retirement accounts (401k/IRA), home equity, or vehicle value.
Step 3: Where do you live?
Your metro area’s employment density affects how many alternative jobs are accessible to you. Denser labor markets provide more options during transitions.
Denser labor markets mean more employers competing for workers with your skills. If your current role disappears, a thicker market gives you more places to land without relocating.
Step 4: Your age
Age shapes adaptive capacity through the time available to recoup investments in retraining or career pivots. Younger workers generally have more time to adapt, but experienced workers have other advantages.
Age reflects the time horizon for recouping investments in retraining or a career pivot. Younger workers have more years to benefit; experienced workers often have networks and savings that compensate.